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Making a Real Difference

Whatever your financial goals are today, we are here to help you succeed. 

How can we help you today?

Great Rates*

Bay Federal Credit Union offers great rates on deposit accounts, loans, and credit cards! Apply online today.

18-Month Certificate

3.82 %* apy

Personal Loans

9.99 %* apr

Money Market Savings

3.04 %* apy

*Deposit accounts may have different rates based on your balance. All loans and mortgages have their own requirements to achieve specific rates. All loan rates will be personalized for YOU based on your credit score and debt to income ratio and additional discounts may be available. Visit our rates page for full details.

Commercial Real Estate Loans

Unlock the potential of your business with Bay Federal Credit Union's Commercial Real Estate loans, designed to help you purchase or refinance properties like retail spaces, industrial sites, or multi-family units—all with no pre-payment penalties.

Looking for reliable insurance options designed to be simple?

Looking for reliable insurance options designed to be simple?

Insurance should be an important part of a solid financial plan. The key is finding coverage that fits your needs from someone trustworthy—because the right insurance could help give you peace of mind.

Backed by more than 80 years of working with credit unions and their members, TruStage™ is here to help protect what matters most. Trust us for all your insurance needs, including Life, Auto, Accidental Death & Dismemberment Coverage and more. 

Get an instant, no-obligation quote or explore your coverage options at www.trustage.com

Community Engagement

Bay Federal Credit Union is actively engaged in the communities that we serve through corporate sponsorships, donations, business networking, and volunteer activities. 

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