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Making a Real Difference

Whatever your financial goals are today, we are here to help you succeed. 

How can we help you today?

Drive Away with a Lower Rate

Bay Federal members can get an auto loan rate as low as 5.99%.*

Hurry, this offer expires soon!

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Visa® Signature Credit Cards

Looking for a credit card that rewards your everyday lifestyle? Bay Federal Credit Union offers two powerful options designed to give you more—whether you prefer cash back on groceries and gas or travel points for your next adventure.

Great Rates*

Bay Federal Credit Union offers great rates on deposit accounts, loans, and credit cards! Apply online today.

18-Month Certificate

3.72 %* apy

Personal Loans

9.99 %* apr

Money Market Savings

3.04 %* apy

*Deposit accounts may have different rates based on your balance. All loans and mortgages have their own requirements to achieve specific rates. All loan rates will be personalized for YOU based on your credit score and debt to income ratio and additional discounts may be available. Visit our rates page for full details.

Coming This Summer: New Branch in Marina

Summer is almost here, and so is our Marina branch! We're putting the finishing touches on our new location, and we can't wait to welcome you.

Community Engagement

Bay Federal Credit Union is actively engaged in the communities that we serve through corporate sponsorships, donations, business networking, and volunteer activities. 

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