Bay Federal Credit Union

Switch Kit

You can make the move to Bay Federal Credit Union in three easy steps. Everything you’ll need is provided in this handy Switch Kit. We can’t wait to welcome you to Bay Federal, where you’ll enjoy a better experience for all your banking needs! 

Switch Kit Form Switch Kit Form en español

Switch to Bay Federal Credit Union in Three Easy Steps!

Are you ready for a better banking experience? At Bay Federal Credit Union, switching your accounts has never been easier. Our Switch Kit provides everything you need to make the transition smooth and hassle-free.

Why Switch to Bay Federal?

At Bay Federal, we’re committed to providing personalized service and a local, community-focused approach to banking. Here’s how you can make the switch in just three simple steps:

1

Open Your New Account

Get started by opening your new account online in just a few minutes, or visit one of our convenient branches. Once your account is set up, you’re ready to start enjoying all the benefits of Bay Federal Credit Union.

2

Switch Your Direct Deposits and Automatic Withdrawals

Transferring your automatic transactions is easy with our provided forms. Whether it’s your paycheck, retirement plan, or utility payments, our Switch Kit has everything you need to ensure a seamless transition.

  • Direct Deposit Authorization: Use this form to update your employer, retirement, or other agencies with your new Bay Federal account details.
  • Automatic Withdrawal Authorization: Ensure all your bills and payments are switched over using our easy-to-complete forms.
3

Close Your Old Account

Once your direct deposits and automatic withdrawals are set up, it’s time to close your old account. Simply fill out the Account Closure Authorization form included in our kit. Any remaining balance can be transferred to your Bay Federal account or sent to you via check.

Ready to Make the Switch?

Download the Bay Federal Switch Kit and take the first step towards a better banking experience today. We’re here to help you every step of the way, ensuring your transition is as smooth as possible.

Welcome to Bay Federal Credit Union! We’re excited to show you the difference a local financial partner can make.

Switch Kit Form Switch Kit Form en español

About Bay Federal

Bay Federal Credit Union was started when local school teachers pooled their money together to start a credit union. That original vision and investment has grown into the area’s largest locally-owned financial institution, with over $1.6 billion in assets. Bay Federal provides full service financial products and solutions to Santa Cruz, Monterey, and San Benito counties. 

Learn More

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