Savings Accounts
Whether you're saving for something big or just creating an emergency fund, we have several accounts to help you meet your goals. All without monthly service fees!
Savings Accounts
Our basic account offers unlimited access to your funds, so you can make withdrawals in person or through an ATM. Start saving today!
- BayFed Mobile App
- BayFedOnline Banking
- Worldwide ATM Access
- No monthly service fee
Money Market Savings
A great option for new savers! No fixed term or maturity limitations. Your funds can be transferred online, withdrawn at ATMs, or used as an optional overdraft protection resource.
- Minimum opening balance just $5
- No monthly service fee
- Great rates — highest dividends paid on your first $2,500
- Unlimited deposits
- BayFed Mobile App
- BayFedOnline Banking
- Worldwide ATM Access
- Money Market Savings Info
Titanium Savings
Our unique solution for members who want a high-yield for higher balances, but need to have convenient access to their funds.
- Minimum opening balance of $5
- Great rates — higher rate of return for higher account balances
- Unlimited deposits and withdrawals
- No monthly service fee
- BayFed Mobile App
- BayFedOnline Banking
- Worldwide ATM Access
Individual Retirement Accounts
It's never too early to start saving for your future! Save for retirement, higher education, and the stability of your future through an array of tax-deferred savings accounts.
- Traditional, Simplified Employee Pension (SEP), and Roth IRAs available
- Coverdell Education Savings accounts available
Visit any Bay Federal branch to start saving for your retirement today!