Youth Month
Throughout April, we're celebrating all things kids! From activities in the branches to our sticker contest, your little ones and teens will want to start saving and celebrate wins.
Save a Little, Grow a Lot
April is Youth Month, a time to help kids and teens build smart savings habits and get excited about setting financial goals. Throughout the month, we’re celebrating young savers with fun activities, special events, and opportunities to learn just how rewarding saving can be.
Whether your child is just getting started or already building great money habits, Youth Month is the perfect time to celebrate progress and take the next step together.
Join in the Fun
When kids under 18 visit a branch, fill out a card with their savings goal, and make a deposit into their savings account, they'll get a prize!* It’s a simple and exciting way to encourage children to think about what they want to save for and to start building healthy financial habits early. Whether they’re dreaming of a new bike, a special toy, or their first car, we’re here to cheer them on.
Saturday, April 25 from 10:30 – 11:30 AM
Book Reading at the Capitola Library
Join us for a special Youth Month story time at the Capitola Library featuring a reading by Christina Davis, the author of Tilly the Troll's Shopping Spree.
This family-friendly event is a fun way to celebrate reading and financial education during Youth Month. Bring the kids and enjoy a treasure hunt, wearable craft project, and child-friendly refreshments.
Signed books will be available for purchase at the reading!
Sticker Design Contest
Do you love to draw or design? Here’s your chance to create a sticker that shows what saving money and being smart with finances means to you!
Enter our Sticker design contest and your design could be printed and shared at Bay Federal Credit Union branches & events throughout the year! The best design in each category (elementary, middle, and high school) will win $200, $300, & $500 respectively!†
The deadline to enter is April 30, 2026.
Resources
Youth Month is about setting up our kids for a strong financial future, but we could all use a little financial education! Here are some resources to help you and your family to grow even more financially smart.
Everyone
Building a healthy financial future shouldn’t be a burden, enjoy these free resources!
- GreenPath financial wellness & counseling
- Free credit report
- Easy-to-use financial calculators
- Money management budgeting tool
- Fraud prevention
Teachers
Learn to teach financially confident children! These no-cost, no obligation, ad-free resources can be integrated into your existing curriculum or used for financial education-specific lessons and life skills classes.
- K-2 Sesame Street Finances
- Grades 3-12 Banzai curriculum and virtual classrooms
- K-12 PBS Learning Media
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Parents & Caretakers
Your everyday activities are their education opportunities. These resource will help you integrate financial wellness into your day to day.
- Lookout Santa Cruz article about what kids want to know about money
- Activities and conversation starters for all ages
Kids, Teens, and Young Adults
Created specifically for kids, teens, and young adults who want to learn about money, gain financial capability skills, and the adults who want to guide them toward a prosperous financial future.
- Money Tips for College Students
- 3 Things Teen Can Do This Summer to Boost Earning Potential
- Paying for college resources from the Consumer Financial Protection Bureau
*Offer available to members under 18 years of age who make a deposit of any amount into their youth savings account between April 1 and April 30, 2026, at any branch. Prizes may include a bubble dispenser, fun spinner, or colored sunglasses, and may vary by branch. Offer valid while supplies last. Bay Federal Credit Union membership is required. Offer subject to change or withdrawal at any time. For more information, visit bayfed.com, stop by any Bay Federal Credit Union branch, or call 831.479.6000 or 888.4BAYFED.