Visa Signature® Credit Cards
Whether you're fueling up for weekend getaways or dining out with friends, Bay Federal Credit Union has the perfect credit card for that. Choose between the Coastal Cash or the Pacific Points credit cards and start earning rewards!
Choose Your Reward: Cash Back or Points
Looking for a credit card that rewards your everyday lifestyle? Bay Federal Credit Union offers two powerful options designed to give you more—whether you prefer cash back on groceries and gas or travel points for your next adventure.
Earn Rewards
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Pacific Points Visa Signature®
- Unlimited Points: 3x points on dining, 2x points on travel, 1x point on everything else.1
- New Cardholder Offer: 0% intro APR for 15 statement cycles on all purchases.2
- Get 25,000 points when you spend $2,500 in the first 90 days.3
- Annual Fee: $0
More Cash Back
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Coastal Cash Visa Signature®
- Unlimited Cash Back: 3% at grocery & drug stores, 2% at gas & EV charging stations, 2% on streaming services, and 1% on everything else!1
- New Cardholder Offer: 0% intro APR for 15 statement cycles on all purchases.2
- Get $250 Cash Back when you spend $2,500 in the first 90 days.3
- Annual Fee: $0
*This offer is valid for qualified Bay Federal members only. Before processing, we may verify that you continue to meet selection criteria.
1Cash Back / Points earnings are based on the net retail purchase transaction volume (i.e., purchases less credits, returns, and adjustments) charged to the rewards card during each day by the cardholder. Certain restrictions, limitations, and exclusions apply. Refer to full program terms and conditions.
20% Introductory Annual Percentage Rate (APR) for the first 15 statement closing dates following the opening of your account. Certain restrictions, limitations, and exclusions apply. Refer to full program terms and conditions.
3To qualify for and receive $250 Cash Back / 25,000 Bonus Points, you must make net retail purchase transactions totaling at least $2,500 (i.e., purchases less credits, returns, and adjustments) that post to your account within 90 days of the account open date. Certain restrictions, limitations, and exclusions apply.