Coastal Cash Visa Signature® Credit Card
Get Unlimited Cash Back!1
Maximize Rewards with the Coastal Cash Visa Signature® Card
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The Coastal Cash Visa Signature® Credit Card from Bay Federal Credit Union is your gateway to premium rewards and everyday convenience. Designed for individuals with good to excellent credit, this card offers unlimited cash back on all your purchases and a host of additional benefits—all with no annual fee. Whether you’re grocery shopping, filling up your tank, or streaming your favorite shows, every purchase adds up to valuable rewards.
Unlimited Cash Back:
3% Cash Back
on grocery and drug store purchases
2% Cash Back
at gas stations and EV charging stations
2% Cash Back
on streaming services
1% Cash Back
on all other purchases
Simple, Smart, and Packed with Benefits
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No Annual Fee: Maximize your rewards without worrying about extra costs.
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Zero Liability Protection:* Feel secure with protection against unauthorized transactions.
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No International Transaction Fees: Travel worry-free with no added fees on international purchases.
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Tap-and-Go Convenience: Use contactless payments or link your card to Apple Pay, Google Pay, or Samsung Pay.
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Competitive APR: With a competitive, variable APR, you'll save on purchases, balance transfers, and cash advances.
New Cardholder Offer:
Local Support, Global Access
As a Bay Federal Credit Union member, you have 24/7 access to manage your account through Mobile and Online Banking and personalized support from a team based in Santa Cruz and Monterey County.
Membership is open to those who live, work, worship, or attend school in Santa Cruz, San Benito, or Monterey County. Join a financial institution that prioritizes your success while offering the tools you need to thrive—locally and beyond.
Additional Info & Disclosures
*Visa's Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify Bay Federal Credit Union immediately of any unauthorized use.
1 Cash Back earnings are based on the net retail purchase transaction volume (i.e., purchases less credits, returns, and adjustments) charged to the rewards card during each day by the cardholder. Certain restrictions, limitations, and exclusions apply. Refer to full program terms and conditions.
2 To qualify for and receive $250 Cash Back (25,000 Bonus Points), you must make net retail purchase transactions totaling at least $2,500 (i.e., purchases less credits, returns, and adjustments) that post to your account within 90 days of the account open date. Certain restrictions, limitations, and exclusions apply.