The Responsibilities of the Board of Directors
May 1, 2023
The board of directors at a credit union is responsible for overseeing the credit union’s operations, making strategic decisions, and ensuring financial stability.
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Is Your Tax Refund Too Big?
April 1, 2023
Let’s take a look at why an extra-large tax refund may not be in the taxpayer’s best interests, and how to lower future refunds.

All You Need to Know About Buying a Home in 2023
March 1, 2023
If you’re planning to buy a home this year, you won’t be dealing with typical circumstances.
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How to Keep Your Phone Safe from Fraud
March 1, 2023
Your mobile devices pose an inherent risk to your security if they fall into the wrong hands.

Free Vacation Scams
February 1, 2023
If you’re notified that you’ve landed a free luxury vacation, you’ve likely been targeted by a scam.

4 New Year’s Resolutions for Small Businesses
January 1, 2023
It’s a brand-new year, and a new chance at growth for your business.
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The Post-Holiday Budget Recovery Guide
January 1, 2023
The holidays are in the rearview, but if you’ve gone over budget with your spending, it’s time to deal with the aftermath.

Bay Federal Credit Union Named 2019 Best Credit Union to Work For by Credit Union Journal
September 25, 2019
We are thrilled to announce that Bay Federal has been named the nation's number one "Best Credit Union to Work For" by Credit Union Journal! This is a jump from thirteenth place in last year's listing to first place. We are humbled by this tremendous honor!

Fraud Alert: Counterfeit Cashier's Checks
September 17, 2019
We have heard of an increase in fraudulent Bay Federal checks making their way around the country. Did you receive a Bay Federal check, but you are unsure of its validity? Call our Member Service Center at 831.479.6000 or toll-free at 888.4BAYFED, option 3, and a Support Specialist will assist you.
As a reminder, never deposit or cash a check if you are uncertain of its source. If you have any questions about the validity or source of any check, call the financial institution that the check is drawn on to confirm it is not a fake.

Interview with Carrie Birkhofer, President and CEO of Bay Federal, Featured in Santa Cruz Tech Beat
June 18, 2019
Carrie Birkhofer, President and CEO of Bay Federal Credit Union, recently sat down with Sara Isenberg, Editor-in-Chief of Santa Cruz Tech Beat, to discuss Bay Federal's expanding use of technology and our growth since the 1980's.
