Direct Deposit: Safe, Simple, And Convenient

June 1, 2023

Skeptical about your employer offering direct deposit of paychecks? Don’t be! With direct deposit, your payroll deposits clear instantaneously, which means your money is generally available in your account the same day, or even earlier.

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Bay Federal's Annual Meeting is on May 23, 2023

May 9, 2023

On May 23, 2023 from 6:00 to 7:00 PM, join us for an informational summary of our 2022 financial and member service results at our Capitola Branch. The Annual Meeting will also be presented virtually on Zoom. To RSVP, please email annualmeeting@bayfed.com or call 831.477.8504.
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The Responsibilities of the Board of Directors

May 1, 2023

The board of directors at a credit union is responsible for overseeing the credit union’s operations, making strategic decisions, and ensuring financial stability.

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Is Your Tax Refund Too Big?

April 1, 2023

Let’s take a look at why an extra-large tax refund may not be in the taxpayer’s best interests, and how to lower future refunds.

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All You Need to Know About Buying a Home in 2023

March 1, 2023

If you’re planning to buy a home this year, you won’t be dealing with typical circumstances.

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How to Keep Your Phone Safe from Fraud

March 1, 2023

Your mobile devices pose an inherent risk to your security if they fall into the wrong hands.

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Free Vacation Scams

February 1, 2023

If you’re notified that you’ve landed a free luxury vacation, you’ve likely been targeted by a scam.

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4 New Year’s Resolutions for Small Businesses

January 1, 2023

It’s a brand-new year, and a new chance at growth for your business.

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The Post-Holiday Budget Recovery Guide

January 1, 2023

The holidays are in the rearview, but if you’ve gone over budget with your spending, it’s time to deal with the aftermath.

Continue readingThe Post-Holiday Budget Recovery Guide

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Bay Federal Credit Union Named 2019 Best Credit Union to Work For by Credit Union Journal

September 25, 2019

We are thrilled to announce that Bay Federal has been named the nation's number one "Best Credit Union to Work For" by Credit Union Journal! This is a jump from thirteenth place in last year's listing to first place. We are humbled by this tremendous honor!

Credit Union Journal Best Credit Unions to Work for 2019

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