Smishing Scams – What to Look Out For
August 11, 2023
Text messaging has come under attack as one of the most vulnerable media for identity theft and more. Here’s what you need to know about an SMS message-based scam called “smishing.”
The Homebuying Process for First Time Homebuyers
August 11, 2023
Buying a home can be a grueling process. But, with good planning, it can be less stressful. Let’s take a look at the 11 steps of the homebuying process.
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5 Reasons To Open A Money Market Account
August 11, 2023
Are you looking for a place to park your savings? Do you need an account that blends accessibility with a high rate of return? Look no further! Bay Federal’s Money Market Advantage accounts offer convenient features with an attractive rate of return to help your money grow. You’ll earn a handsome return on your money without the risk of the stock market or the restrictiveness of a Share Certificate account.
What is a Certificate Ladder?
July 10, 2023
A certificate ladder is a savings tool that combines the security of share certificates with the flexibility of staggered maturity dates.
How to Protect Yourself from Credit Card Fraud
June 2, 2023
With the advent of online commerce, credit and debit card fraud has exploded. Unfortunately, credit card fraud can go unnoticed until it causes serious damage.
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Direct Deposit: Safe, Simple, And Convenient
June 1, 2023
Skeptical about your employer offering direct deposit of paychecks? Don’t be! With direct deposit, your payroll deposits clear instantaneously, which means your money is generally available in your account the same day, or even earlier.
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Bay Federal's Annual Meeting is on May 23, 2023
May 9, 2023
On May 23, 2023 from 6:00 to 7:00 PM, join us for an informational summary of our 2022 financial and member service results at our Capitola Branch. The Annual Meeting will also be presented virtually on Zoom. To RSVP, please email annualmeeting@bayfed.com or call 831.477.8504.
The Responsibilities of the Board of Directors
May 1, 2023
The board of directors at a credit union is responsible for overseeing the credit union’s operations, making strategic decisions, and ensuring financial stability.
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Is Your Tax Refund Too Big?
April 1, 2023
Let’s take a look at why an extra-large tax refund may not be in the taxpayer’s best interests, and how to lower future refunds.
All You Need to Know About Buying a Home in 2023
March 1, 2023
If you’re planning to buy a home this year, you won’t be dealing with typical circumstances.
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