How Can I Save on Energy Costs This Summer?

August 1, 2024

Summer is heating up! With the rising temperatures, your energy bill could be burning right through your budget. Keep your cool and save on energy costs this summer with these tips!

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Watch Out for Free Trial Offers

August 1, 2024

It’s a new product—and you can try it for free! Sounds amazing, right? Unfortunately, a free trial can be a gateway to devastating loss. Here’s what you need to know about free trials and how to keep your finances safe.

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Beware of Celebrity Scams

July 1, 2024

Celebrity scams rely on society’s trust in the people they see in movies, on TV, and on the internet. Unfortunately, scammers can use the influence of a celebrity persona to steal money from unsuspecting victims.

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Safeguard Yourself Against Student Loan Scams

June 1, 2024

Millions of people have student loans, and students aren’t the only ones with money on their mind. If you or a loved one has student loans to repay, it's crucial to be aware of online scammers who target borrowers with the aim of cashing in. Here are some strategies for protecting yourself and your finances. 

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12 Things To Do Before Your Summer Getaway

June 1, 2024

Your bags are packed, your itinerary is set, and you’re counting down the minutes until you take off for your dream summer getaway. Before throwing your bags into the car, though, read through this checklist of important things people tend to forget before leaving for vacation.

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5 Ways to Spring Clean Your Savings

May 1, 2024

It’s that time of year again: Time to clean out those closets, polish that furniture and clear out that clutter! Spring is also the perfect time of year to review your saving habits and spruce up your saving goals.

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What’s the Difference Between ACH and Wire Transfers?

May 1, 2024

In 2024, there’s no shortage of ways to electronically transfer funds between accounts. From platforms like Zelle and Venmo, to direct deposits, the options are almost endless. Let’s take a look at two popular ways to transfer funds, automated clearing house (ACH) and wire transfers, and then explore their key differences.

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Bay Federal's Annual Meeting is on May 21, 2024

April 4, 2024

On May 21, 2024 at 6:00 PM, join us for an informational summary of our 2023 financial and member service results at our Capitola Branch. The Annual Meeting will also be presented virtually on Zoom. To RSVP, please email annualmeeting@bayfed.com or call 831.477.8504.
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