Insurance

Insurance is an important part of a solid financial plan. The key is finding coverage that fits your needs and budget from someone you can trust. The right insurance can help give you peace of mind.

Looking for reliable insurance options designed to be simple?

Looking for reliable insurance options designed to be simple?

Insurance should be an important part of a solid financial plan. The key is finding coverage that fits your needs from someone trustworthy—because the right insurance could help give you peace of mind.

Backed by more than 80 years of working with credit unions and their members, TruStage™ is here to help protect what matters most. Trust us for all your insurance needs, including Life, Auto, Accidental Death & Dismemberment Coverage and more.

Get an instant, no-obligation quote or explore your coverage options at www.trustage.com.

TruStage™ Life insurance and AD&D insurance are issued by CMFG Life Insurance Company, and MEMBERS Life Insurance Company. Auto and Home Insurance Program are issued by leading insurance companies.  The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by any financial institution. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. © TruStage

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TruStage™ Auto Insurance Program

Bay Federal Credit Union could help you save on auto insurance

If you haven't gotten a quote lately, your credit union membership could help you save through the TruStage™ Auto Insurance Program.

TruStage™ Auto Insurance Program combines options to help you save with popular, member friendly benefits:

  • Work with licensed insurance professionals within your state
  • Get competitive rates, great service, and diverse vehicle insurance options through national providers
  • Personalized service with extended hours

Get a free quote today. Don’t wait to see how much you could save.

You could save on auto insurance

Auto Insurance Products are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. © TruStage

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Expect the best out of life but be prepared.

You want the best for your family and that means planning for life’s “what ifs.” Like what if they had to make ends meet without your income.

With everything you think about every day, at least Life Insurance should be simple. That’s why TruStage Term Life Insurance is available entirely online. In fact, you could check “Life Insurance” off your to-do list in about 10 minutes:*

  • 6-step application
  • 100% online
  • Just a few health questions
  • No medical exam
  • Instant decision (up to $100,000)

Don’t wait another day to be prepared. Get an instant quote designed to fit your budget.

A term life policy could start at just $4.80/month.

A tradition of strength

TruStage is underwritten by CMFG Life Insurance Company, which is rated “A” (Excellent) as of December 2022 by A.M. Best, an independent rating service which evaluates financial stability and operating performance, year after year. An “A” rating is the third highest of 16 ratings.

*Time estimate source: TruStage Internal Analytics Reporting, January 2022.

TruStage Simplified Issue Term Life Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by any financial institution. This is a term policy to age 80 that has premiums that increase when entering each five-year band: 25, 30, 35, 40, 45, 50, 55, 60, 65, 70, and 75. Approval is based on your answers to the questions on the application and additional information we obtain from other sources. Rates may be higher due to tobacco use. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705 Base Form Numbers: ICC16-A10a-039, A10a-039-2016, ICC17-SIT-2, 2017-SIT-2. © TruStage

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Accidents can happen anytime. Be prepared.

Have you claimed your no-cost accident coverage?

A serious or fatal accident could change your family’s lives in a heartbeat. In fact, accidents are the fourth leading cause of death for people of all ages.1

That’s why as a Bay Federal Credit Union member, you have access to $1000 of no-cost TruStage™ Accidental Death & Dismemberment (AD&D) Insurance that’s fully paid for by your credit union. All you need to do is claim it.

You could enroll in your no-cost coverage in just a few minutes. If you choose, additional insurance is available for you or maybe even your entire family, designed to be at budget-friendly rates. Your acceptance is guaranteed—with no health questions or medical exam.

Since accidents could happen anytime, there’s no better time to help protect the people who matter most to you. Claim your no-cost AD&D Coverage today!

1 Mortality in the United States, 2021, National Center for Health Statistics, 2022

TruStage™ Accidental Death and Dismemberment Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. Base Policy Form Numbers: ADD-2018-POL, ADD-2018-POL(OR), E10a-ADD-2012-LSCU, E10a-014-2012, E10a-014-2012(OR), E10a-015-2012, F10a-015-2012-1(WA). © TruStage

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You will be redirected to a website outside of the Bay Federal Credit Union website and entering a website hosted by another party. The linked website is not operated by Bay Federal Credit Union. Bay Federal Credit Union is not responsible for the content or availability of the linked website. Bay Federal Credit Union does not represent the operator of the linked website, the member, or any other users if the two enter into a transaction. Privacy and Security Policies of the linked website may differ from those of Bay Federal Credit Union.