Should I Refinance Calculator

Fraud Alert: Protect Yourself from Remote Access Scams

We are aware of an increase in Remote Access Scams targeting local community members by impersonating trusted organizations, including financial institutions. These scammers hope to gain unauthorized access to your devices and personal information. Learn more

Español
Locations
All Rates
Contact
Help
Username

Password

Forgot Login|New User

Test Your Browser

Maintenance Calendar

Loans & Savings Home & Mortgage Budgeting & Retirement

This calculator helps you find out! Enter the specifics about your current mortgage, along with your current appraised value, new loan term, rate and closing costs. This will determine how much interest refinancing can save you. In addition, it will calculate the number of months to break-even on closing costs with your reduced monthly payment. Click the 'View Report' button for a detailed look at the results.

Attention: You are leaving the Bay Federal Credit Union website

You will be redirected to a website outside of the Bay Federal Credit Union website and entering a website hosted by another party. The linked website is not operated by Bay Federal Credit Union. Bay Federal Credit Union is not responsible for the content or availability of the linked website. Bay Federal Credit Union does not represent the operator of the linked website, the member, or any other users if the two enter into a transaction. Privacy and Security Policies of the linked website may differ from those of Bay Federal Credit Union.