Lower your rate with Bay Federal’s refinance offer—0.50% discount now available!*
Refinance your auto loan from another lender with Bay Federal and enjoy a 0.50% discount on your best qualifying rate!*
Act fast! This offer will not last long. Refinance your auto loan from another financial institution now and secure a 0.50% discount* with no payments for 90 days.**
Drive into your future with confidence and financial ease. The clock is ticking—apply today!
When you get a loan with us, you get:
-
0.50% auto loan refinance discount* — Lower your monthly payments and potentially save hundreds over the life of your loan!
-
90 days of no payments** — Relax with no payments for the first 90 days after refinancing.
-
Great service from a local, trusted credit union — Our team is here to help you every step of the way!
*0.50% promotional discount will be applied to best available rate that is qualified for. Offer available on the refinance of a 2014 or newer vehicle currently financed at another financial institution. Promotional rate is not available for transactions or current Bay Federal Credit Union auto loans. An additional discount of 0.25% off your eligible rate will be applied for full Electric Vehicles and 0.25% off for enrollment in automatic payments at the time of funding. No rate reduction given for hybrid vehicles. Minimum loan amount is $5,000. Loan must be funded between September 16, 2024 and October 31, 2024 in order to qualify for promotional discount. This offer is subject to change without notice.
**First payment deferred for 90 days. Interest will continue to accrue from date of loan disbursement and becomes due once payments begin. Subject to credit approval with credit score (Experian FICO V9 Auto Score) of 640+.
All loans subject to credit approval, income verification, and valid Social Security Number or ITIN per Bay Federal Credit Union lending requirements. Maximum LTV up to 125%. Subject to credit approval. Must have a valid driver’s license. Bay Federal Credit Union membership required at the time of closing. Other terms and conditions may apply. For more information, visit any Bay Federal Credit Union branch or call us at 831.479.6000 or toll-free at 888.4BAYFED.