The Procrastinator’s Guide to Holiday Savings
November 10, 2023
For many of us, November and December kick off a season of celebrating, family, feasting, and yes…spending. The holidays are a chance to make memories, but this can also be a time of financial stress—especially if you wait until the last minute to make plans. Here are a few savings strategies to help you save this season.
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The Importance of Saving for a Rainy Day
November 10, 2023
Life is full of surprises, and some of them can be expensive. Whether it’s a medical emergency, job loss, car repairs, or any other unforeseen event, having a financial safety net can provide a sense of security and stability.
If Inflation is Improving, Why Are Prices Still So High?
October 13, 2023
After hitting a 40-year high, inflation is indeed cooling off. But, the prices you’ll encounter, whether in person or online, tell a different story. Here’s why.
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Federal Trade Commission Scams
September 20, 2023
If you get scam calls, texts, and emails claiming to be from the government, you’re not alone. There has been an increase in scammers claiming to be representing the Federal Trade Commission (FTC) lately, and lots of people are falling for it. It’s important to be aware of these scams, and to know how to protect yourself.
Student Loan Repayment, Simplified
September 20, 2023
After a historical hiatus throughout the pandemic, borrowers now face federal student loan repayment. Evaluating your full financial picture and making a repayment plan goes a long way towards reducing stress and uncertainty. Unsure where to start? Read on!
Helping Elderly Parents Manage their Finances
September 8, 2023
Lots of older adults can use some help managing their finances. Here are some ways you can help your elderly parents manage their financial affairs.
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The Homebuying Process for First Time Homebuyers
August 11, 2023
Buying a home can be a grueling process. But, with good planning, it can be less stressful. Let’s take a look at the 11 steps of the homebuying process.
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5 Reasons To Open A Money Market Account
August 11, 2023
Are you looking for a place to park your savings? Do you need an account that blends accessibility with a high rate of return? Look no further! Bay Federal’s Money Market Advantage accounts offer convenient features with an attractive rate of return to help your money grow. You’ll earn a handsome return on your money without the risk of the stock market or the restrictiveness of a Share Certificate account.
What is a Certificate Ladder?
July 10, 2023
A certificate ladder is a savings tool that combines the security of share certificates with the flexibility of staggered maturity dates.
Direct Deposit: Safe, Simple, And Convenient
June 1, 2023
Skeptical about your employer offering direct deposit of paychecks? Don’t be! With direct deposit, your payroll deposits clear instantaneously, which means your money is generally available in your account the same day, or even earlier.
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